Do you want to be a statistic? Do you want to be a victim? Do you want to permanently ruin your personal finance status? If the answer is yes to these questions then you need to join a pyramid scheme. We have been told hundreds and hundreds of times that the pyramid schemes do not work but we are determined not to listen. You listen to all the stories of the people that have been fleeced time and time again but you still continue joining the pyramid schemes. I then pity those that are taken in by the branding of these ...

There is an exceedingly obnoxious man on television that insists on bringing us some information on the savings that we can make but does not give clear explanations about what he is going to do. This is a man that is prone to some of the most comical comments on the morning program. However I once took the time to listen to what he was saying and discovered that he was indeed one of the most important figures to ever speak about the personal finance industry. He had tips that you could never think of in terms of helping you ...

There are thousands of question which basically comes in most of the people mind like “why do people earning good money become bankrupts?”, “Why does people come down to nil after few months pay in spite of working hard?” etc. Some of the reasons for the same & also for reversing the trend for themselves are mentioned below. Inability of differentiating between Needs & Desires Yes, everybody wants to live a good & healthy life but at the same one should have the ability of differentiating between needs & desires. Needs are the basic necessity of every human so one has to ...