Perhaps one of the most controversial elements of modern personal finance is the provision of pay day loans. Essentially the person asks for money from the creditor and then will pay them back when they receive their weekly or monthly payments. It all sounds simple enough and even charitable to a certain extent. The idealized situation is whereby someone has an emergency that they cannot deal with until the pay day so they get a benevolent helper to deal with the costs until they can pay them back. If you think that this is the way to manage your weekly personal ...

There is no reason why you cannot use technology for your personal finance planning. For example the spreadsheet will be very important if you are going to make the family budget. The old days of the shopping list that is written on paper might be a thing of the past. The technology is there to be used for practical purposes and the internet is also widely available in the developed nations. Therefore the use of the technological tools for your personal finance initiatives is both logical and practical. First of all you will need to brush up on your skills for ...